信用卡回饋：真人怎麼說
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Taxes on cash back credit card rewards
Me and a friend discussed a potential loop hole in cash back credit cards. I want to write up a research article to pursue this further. Lets says I have a credit card with 10% cash back rewards. I also open up an onlin…
Why use credit card rewards for vendor credit not cash?
Some credit cards (e.g. Capital One, Chase) have rewards programs for using their cards, which can either be used for cash (credit to the credit card itself) or for 3rd party vendor credit (a gift card, or some other fo…
Are credit card rewards taxable?
There have been several questions about reward point/loyalty programs offered by credit cards Best Travel Point Credit Cards Best Reward Benefit Credit Cards Easy Comparison of Reward Benefit Cards Should the benefit of…
Credit Card with rewards points
My bank is currently offering me a credit card with reward points. Here are the details on it Earn 20,000 bonus rewards points when you spend $2,000 in net purchases (purchases minus returns/credits) in the first 3 mont…
Using cash back rewards from business credit card
Are there any tax constraint I should be aware of when using cash back rewards from a business credit card (a C-Corporation with just 1 person, me)? Would taxes go through directly to me for using the rewards?
近期討論
Let's stop playing around and talk about ditching something big: Visa and Mastercard
Visa and Mastercard are American companies, and they essentially tax everybody by taking a percentage of purchase prices for themselves. Not exactly a small percentage either, [1.2% to 2.65%](https://money.ca/credit-car…
FICO Scores In the US
The image is from a [Washington Post](https://www.washingtonpost.com/business/2023/02/17/bad-southern-credit-scores/) article which took the data from an interesting research paper titled [Who Pays For Your Rewards? Red…
Show HN: I built a tool to manage and compare credit card rewards
This is a free tool that helps you manage and visualize your credit card rewards across different categories. You can input the cards in your wallet and see how they complement each other, spot gaps in your setup, and a…
People who have been through tough timew, how did you keep moving?
I'm a week late on rent due, I only paid half, I had to call all my credit card companies and utilities to tell them what's going on. And now my check engine light turned on because the bastard is misfiring. My wife los…
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